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Discovery themes featuring this stock| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
1720.00 | 85,447 Cr | 30.83 | 5.07 | 0.79 | 16.66 | 22.77 | 3.64 | ||
461.45 | 66,803 Cr | 41.55 | 4.97 | 0.36 | 11.80 | 0.50 | 0.50 | ||
372.35 | 65,044 Cr | 6.73 | 0.92 | 2.70 | 13.71 | 12.44 | 4.44 | ||
1561.55 | 53,891 Cr | 641.79 | 10.20 | 0.00 | 1.59 | 2.83 | 0.05 | ||
518.70 | 30,599 Cr | 54.94 | 3.19 | 0.00 | 5.82 | 3.58 | 2.36 | ||
295.00 | 27,469 Cr | 50.46 | 5.89 | 0.00 | 11.67 | 12.54 | 2.18 | ||
147.00 | 24,226 Cr | 17.15 | 0.70 | 1.22 | 4.08 | 3.20 | 1.23 | ||
| Median: 7 Co. | — | 461.45 | 53,891 Cr | 41.55 | 4.97 | 0.36 | 11.67 | 3.58 | 2.18 |
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
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General Insurance Corporation of India (GIC Re) is India’s leading reinsurer providing treaty and facultative reinsurance across property, motor, agriculture, health, life and specialty lines, with presence in around 137 countries and a dominant domestic position supported by obligatory cessions from Indian insurers.
GIC Re reported FY24-25 standalone gross written premium of INR 41,154 crore and PAT of INR 6,701 crore, with 9M FY25-26 GWP at INR 32,976 crore; the company shows improving combined ratios (108.8% FY24-25; 106.9% 9M FY25-26) alongside strong solvency (370% FY24-25; 387% H1 FY25-26).
The investment portfolio is a major strength: book value INR 1,14,385 crore and market value INR 1,57,950 crore as of Dec 31, 2025, with over 99% of debt in Sovereign/AAA instruments and an equity allocation focused on index/quality names, producing material investment income that supports underwriting performance.
GIC Re retains a significant Government of India stake (around 82.4% Dec 2025), A- (Excellent) AM Best rating and CARE AAA (Is) domestic rating, enabling large obligatory flows and strong capital buffers while management pursues measured international growth and underwriting discipline.
Practical strategic initiatives include phased adoption of modelling capabilities, parametric ART product offerings, digitalization (paperless workflows and SAP S4HANA migration), and creation of a catastrophe reserve (approx. INR 2,000 crore) to strengthen balance sheet resilience versus climate-driven volatility.
Insurance
General Insurance
65,044 Cr
Low Risk
6.7
14.2
1.2
0.9
418.00
351.00
Sales CAGR
Profit CAGR
ROE
ROCE
General Insurance Corporation of India (GICRE) is currently trading at 378.70 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
General Insurance Corporation of India (GIC Re) is India’s leading reinsurer providing treaty and facultative reinsurance across property, motor, agriculture, health, life and specialty lines, with presence in around 137 countries and a dominant domestic position supported by obligatory cessions from Indian insurers. GIC Re reported FY24-25 standalone gross written premium of INR 41,154 crore and PAT of INR 6,701 crore, with 9M FY25-26 GWP at INR 32,976 crore; the company shows improving combined ratios (108.8% FY24-25; 106.9% 9M FY25-26) alongside strong solvency (370% FY24-25; 387% H1 FY25-26). The investment portfolio is a major strength: book value INR 1,14,385 crore and market value INR 1,57,950 crore as of Dec 31, 2025, with over 99% of debt in Sovereign/AAA instruments and an equity allocation focused on index/quality names, producing material investment income that supports underwriting performance. GIC Re retains a significant Government of India stake (around 82.4% Dec 2025), A- (Excellent) AM Best rating and CARE AAA (Is) domestic rating, enabling large obligatory flows and strong capital buffers while management pursues measured international growth and underwriting discipline. Practical strategic initiatives include phased adoption of modelling capabilities, parametric ART product offerings, digitalization (paperless workflows and SAP S4HANA migration), and creation of a catastrophe reserve (approx. INR 2,000 crore) to strengthen balance sheet resilience versus climate-driven volatility.
Over the past 52 weeks, General Insurance Corporation of India has traded between a low of ₹351.00 and a high of ₹418.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
General Insurance Corporation of India has a market capitalization of approximately 65,044.38. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
General Insurance Corporation of India’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 6.73 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 65,044.38 Cr, General Insurance Corporation of India is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
General Insurance Corporation of India operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of General Insurance Corporation of India is 6.73. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The most direct impact is the increased demand for reinsurance driven by the massive ₹12.2 lakh crore capital expenditure on infrastructure. New projects like freight corridors and waterways require extensive insurance, which primary insurers will cede to GIC Re.
Bearish
3
Neutral
7
Bullish
4
Bearish
33
Neutral
7
Bullish
6
Bearish
30
Neutral
0
Bullish
2
Earnings Call Transcript
GIC Re reported FY26 PAT up 25.2% to INR 8,392.18 crore, gross premium INR 44,006.74 crore, improved solvency ratio to 4.21, reduced combined ratio and increased dividend payout to 13.25%; management flags competitive market.
Earnings Transcript
GIC Re filed the Q4 FY26 earnings call transcript: FY26 PAT rose 25% to INR8,392.18 crore, gross premium INR44,006.74 crore, solvency ratio improved to 4.21 and combined ratio improved to 106.02%; management cited disciplined underwriting amid market softening.
