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Audited Results & Appointment
JMJ Fintech's Board (28-May-2026) approved standalone audited financial results/statements for quarter and year ended 31-Mar-2026 with an unmodified auditor opinion, and appointed Priya Krishnakumar as Internal Auditor for FY2026-27.
Audited Financials
JMJ Fintech's Board on 28-May-2026 approved standalone audited results and financial statements for the quarter and year ended 31-Mar-2026 with an unmodified auditor's opinion, and appointed Ms Priya Krishnakumar as Internal Auditor for FY2026-27.
Investor Presentation
Q3 FY26
Investor Presentation
Q2 FY26
Investor Presentation
Q4 FY25
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JMJ Fintech Ltd (JMJFIN) is currently trading at 9.79 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
JMJ Fintech Limited is an RBI-registered non-banking financial company providing secured lending products including personal, term, corporate, business, gold and property loans, supported by a regional branch network operating across Kerala, Tamil Nadu, Karnataka, Puducherry and Maharashtra and servicing more than 24,000 customers with a 43-branch footprint. Financial momentum is material: Total income for FY26 (up to Q3) reached ₹1,658.75 lakhs versus ₹440.00 lakhs in FY24, while net profit expanded to ₹585.14 lakhs, driven by rising interest income and tightened expense controls, reflecting rapid scale-up of the core lending business and stronger bottom-line performance. Balance-sheet and capitalization improvements are evident: Net worth increased to ₹3,652.26 lakhs and reserves & surplus rose to ₹1,604.26 lakhs through Q3 FY26, while subordinated debts also increased to ₹2,896.30 lakhs, indicating management funded growth with a mix of equity and quasi-debt to support lending expansion and branch capex. Profitability metrics have strengthened noticeably: EBITDA of ₹1,034.75 lakhs (upto Q3 FY26), ROE improvement, EBITDA margins above 60% and reported sixfold EPS increase since FY23 highlight improved operational leverage and more efficient asset utilisation, which management cites as validation of the firm’s strategic execution and risk-aware lending model.
Over the past 52 weeks, JMJ Fintech Ltd has traded between a low of ₹8.80 and a high of ₹21.25. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
JMJ Fintech Ltd has a market capitalization of approximately 35.50. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
JMJ Fintech Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 4.67 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 35.50 Cr, JMJ Fintech Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
JMJ Fintech Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of JMJ Fintech Ltd is 4.67. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Bearish
4
Neutral
7
Bullish
3
Bearish
29
Neutral
8
Bullish
9
Bearish
25
Neutral
1
Bullish
6
Discovery themes featuring this stock
JMJ Fintech Limited is an RBI-registered non-banking financial company providing secured lending products including personal, term, corporate, business, gold and property loans, supported by a regional branch network operating across Kerala, Tamil Nadu, Karnataka, Puducherry and Maharashtra and servicing more than 24,000 customers with a 43-branch footprint.
Financial momentum is material: Total income for FY26 (up to Q3) reached ₹1,658.75 lakhs versus ₹440.00 lakhs in FY24, while net profit expanded to ₹585.14 lakhs, driven by rising interest income and tightened expense controls, reflecting rapid scale-up of the core lending business and stronger bottom-line performance.
Balance-sheet and capitalization improvements are evident: Net worth increased to ₹3,652.26 lakhs and reserves & surplus rose to ₹1,604.26 lakhs through Q3 FY26, while subordinated debts also increased to ₹2,896.30 lakhs, indicating management funded growth with a mix of equity and quasi-debt to support lending expansion and branch capex.
Profitability metrics have strengthened noticeably: EBITDA of ₹1,034.75 lakhs (upto Q3 FY26), ROE improvement, EBITDA margins above 60% and reported sixfold EPS increase since FY23 highlight improved operational leverage and more efficient asset utilisation, which management cites as validation of the firm’s strategic execution and risk-aware lending model.
Finance
Non Banking Financial Company (NBFC)
36 Cr
Moderate Risk
4.7
17.3
0.0
0.6
21.25
8.80
Sales CAGR
Profit CAGR
ROE
ROCE
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
37.70 | 37 Cr | 7.60 | 0.42 | 0.00 | 5.48 | 8.50 | 3.42 | ||
1.91 | 36 Cr | 18.59 | 1.19 | 0.00 | 6.42 | 7.35 | 4.86 | ||
60.27 | 36 Cr | -13.34 | 0.55 | 0.00 | -4.14 | -4.14 | -4.12 | ||
160.00 | 36 Cr | -12.80 | 0.73 | 0.00 | 9.91 | 12.72 | -5.18 | ||
9.70 | 36 Cr | 4.67 | 0.64 | 0.00 | 13.56 | 15.17 | 8.48 | ||
50.00 | 36 Cr | 65.74 | 2.19 | 0.00 | 3.26 | 0.89 | 0.66 | ||
15.47 | 34 Cr | -73.07 | 1.88 | 0.00 | -1.08 | -0.70 | -2.23 | ||
| Median: 7 Co. | — | 37.70 | 36 Cr | 4.67 | 0.73 | 0.00 | 5.48 | 7.35 | 0.66 |
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